Catfish-and-Grits

In a time like this, wouldn't it be nice to now that your medical insurance could be used in any state because it would be universal. Howard Dean, proposed this during his presidential run. If everyone had universal health care, you wouldn't have insurance companies going on TV saying that insurance premiums would go up for a while to compensate for the increase in claims filed because of Katrina. So here's my 2 cents:

There should be a basic plan that all american have and the insurance companies can market add-ons to medical insurance. This way the average american can control what they pay verses the insurance company telling you what you will pay. And the insurance company can still be involved in earning revenue, and probably lower the cost of the add-ons because they no longer would have to be concerned with the basics that everyone should have.

The Catfish-And-Grits Basic Health Plan

• Emergency Viral / Bacterial Infections care
  • Cold
  • Influenza
  • Headaches
  • Dehydration
  • Vaccinations
  • Other infectious diseases
• Broken Bones, Sprained Muscles, Basic Rehabilitation care
• Elderly care
• Basic Infant care

That's it folks pure and simple. A flat rate across the board for everybody in the Basic Plan within the 50 states ( and commonwealths). You could then charge tax on the add-on features provided by the individual insurance companies. And I'm not completely against the insurance company marking up the price of their own product in addition to the respective state tax tacked on. The goal is not to prevent insurance companies from making money but to give everyone a level of dignity.

Dignity should never cost anything!!!!!